Want FREE Universal Studios Tickets?

Visa has partnered with the Walt Disney Company for years to offer a uniquely branded credit card.

It allowed cardholders of the Visa Chase credit card to enjoy multiple Disney-based perks and earn reward dollars for Disney travel or merchandise.

There are two Disney Visa credit cards (one is free, and one has a $49 annual fee).

Related: Want FREE Disney World Tickets? (Seriously!) Here’s How…

The Disney Credit Card

The free Disney Visa credit card is a must for Disney Fanatic. If you vacation at Walt Disney World Resort, Disneyland Resort, Aulani, or enjoy Disney cruises, it’s a must-have.

If approved for the credit card, it allows you to beat the high prices at Disney. By earning endless Disney reward dollars (that you earn every time you use the card), you can pay for a large portion of your trip.

Other Benefits

In addition to free Disney reward dollars, the credit card also provides 10% off of merchandise (if you spend $50) when you shop at a Disney. This applies to Disney stores, retail locations on Disney property (Walt Disney World and Disneyland), and shop.Disney.com.

Related: How You Can Get a FREE MagicBand+!

Cardholders also enjoy exclusive character meet-and-greet spots when visiting theme parks and discounts on Disney hotel stays up to 35%.

In addition, you can choose from multiple credit card designs featuring your favorite Disney characters.

The New Universal Credit Card(s)

As many people know, Universal Studios and its many theme parks and resorts have been on Disney’s heels for years. And as such, they, too, are now entertaining the credit card game.

Related: Epic Universe Theme Park Opening Early

Introducing…the Universal Rewards Visa Signature Card (free) and the Universal Rewards Plus Visa Signature Card ($99 annual fee).

We have more details about the Universal Parks Rewards Visa card announced earlier this year.

The "Plus" card ($99 annual fee) includes one single day ticket on your card anniversary if you spend $6,000/year. Also includes VIP lounge access (4 people per card). More: pic.twitter.com/Fl8dWcnwLv

— Scott Gustin (@ScottGustin) November 30, 2023

The free card provides guests a 10% discount at select Universal theme parks and Universal City Walk locations. It also allows users to earn reward dollars that can then be redeemed at the theme park resort.

The second credit card that includes a fee contains all the same benefits as the free card, plus a few more.

The paid credit card earns rewards at a faster rate, and cardholders receive FREE Universal tickets. This would be a single-day ticket to Universal Islands of Adventure and Universal Studios Florida or Universal Studios Hollywood after one year.

Guests holding the premium card can also access a particular Visa lounge inside Universal Studios Hollywood and Universal Studios Florida. This lounge however, has yet to be built.

Related: Disney Calls Out DeSantis’ Hypocrisy On Universal’s Special District In Latest Court Filing

Applications for these credit cards are now available here.

Those with the premium card can choose from a Minion Design, Jurassic World design, or generic Universal Destinations & Experiences design. The free card only comes in the general Universal Destinations & Experiences design.

This is undoubtedly another attempt by Universal Studios to ramp up excitement and cut into Disney’s market share…especially with Epic Universe opening up in a little over a year. Currently, the free Universal tickets do not apply to Epic Universe.